US Residential Mortgage Underwriter - Analyst /Senior Analyst/SME - Chennai
CHENNAIFull Time
CREDIT REPORTS
LOAN
MORTGAGE UNDERWRITER
Job description
Location - Chennai
Job Description:
1-8 yrs of experience in US residential
mortgage, Underwriter industry regulations and procedures.
Loan Application Review:
Analyse and verify loan applications, ensuring
all required documents are complete and accurate.
Assess the borrower's credit history,
employment, income, and debt levels.
Confirm the property's value through appraisal
reports.
Credit and Financial Analysis:
Evaluate credit reports to determine the
borrower's creditworthiness.
Analyse financial statements, tax returns, pay
stubs, and other income documentation.
Calculate debt-to-income (DTI) ratios and
loan-to-value (LTV) ratios. Property Valuation Review:
Review appraisals and alternative value
products for conformity to client-specified requirements to assess the accuracy
of the property valuation.
Compliance and Risk Assessment:
Ensure loans comply with all federal, state,
and local regulations.
Adhere to company policies and guidelines.
Identify potential risks and assess the
overall risk level of the loan.
Excellent analytical and problem-solving
skills.
Detail-oriented with exceptional
organizational abilities.
Proficiency in using mortgage processing
software and financial tools.
Effective communication and interpersonal
skills.
Ability to work efficiently under pressure and
meet tight deadlines.
Solid understanding of financial statements
and credit reports.
Certification in mortgage underwriting or
related fields is a plus.
Flexible working in night shifts
Skills Required
US Residential Mortgage Underwriter - Analyst /Senior Analyst/SME - Chennai
ITES/BPO/KPO
Full Time, Permanent
Key Skills
- CREDIT REPORTS
- LOAN
- MORTGAGE UNDERWRITER
Other Information
GO/JC/1875/2025
saravanan P
