Job description
Associate / Sr Associate - HOI ? Bangalore Candidate expectation ? Basic Degree completion (15 years of education) ? Prior experience in US mortgage ? Good verbal and written communication skills ? Strong time management skills to achieve requirements within the timeframe allotted with 100% quality. ? Knowledge of processing and preparation of closing disclosure a plus Job Description: ? Reviewing all mortgage documentation submitted by the borrower, including income statements, asset statements, tax returns, and identification documents ? Verifying the accuracy and completeness of each document according to lending guidelines and regulatory requirements ? Setup Anticipated Closing Date, Disbursement Date & First Payment Date ? Update Title Fees and Payee Names on Lakewood from Title Fee Sheet ? Review and cure Tolerance as applicable. ? Cash to Close to be setup based on loan product / LO comments. ? Update non-borrowing spouse details for Spousal states and as applicable ? Communicating with loan officers, underwriters, and borrowers to address questions, discrepancies, or issues related to documentation. ? Answering or making calls to 3rd Party vendors & employers ? Responding efficiently and accurately to employers and client ? Handle escalations, investigate and eliminate root causes and handle reporting requests to support decision making. ? Support Managers in critical decisions making in the process which can be valuable in improving efficiency or quality
Skills Required
Key Skills
- KNOWLEDGE OF PROCESSING AND PREPARATION OF CLOSING DISCLOSURE A PLUS