Job description

Branch Credit Manager ? South Location: South Candidate expectations Candidate should have Minimum of 5+ Years? experience in Credit. Candidate should have analytical, good Communication and presentation Skills. Job Description: The incumbent will be required to manage a team as well as coordinate with the sales team to achieve targets. You will be in direct contact with the consumers in order to establish their creditworthiness. You also need to ensure completion of credit/KYC documents and verifications through field and collateral visits while complying with the guidelines set forth in the company credit policy. The execution of this these tasks must be accomplished in such a manner which is both sales supportive and risk averse. The incumbent will be responsible for underwriting secured proposals for loan customers as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes. To conduct personal discussion with customers to establish Credit worthiness. To coordinate with sales to achieve targets and ensure TAT or SLAs are met. To ensure credit policy adherence to the accepted standards. To control and contain front-end delinquencies. Train the sales team on the products and new updates on credit parameters. Should be flexible in shifts.

Skills Required

Key Skills

• KYC DOCUMENTS
• CREDIT
• CREDIT POLICY

Other Information