Job description

Assistant Manager /Manager ? Commercial Lending Job Location ? Gurgaon Job Responsibilities : Candidate with 8+ years of experience in Corporate & Commercial Lending, FIG/Corporate & Investment Banking. Preparation of detailed credit and financial analyses, risk asset reviews including evaluation of corporate, regulatory and industry risk, historical operating performance, projected operating performance and capital. Should have strong team handling and people management skills Team management-driving and monitoring performance, competency management Good experience in Loan IQ,ACBS tool Sound knowledge of financials, cash flow, leverage & liquidity analysis, credit quality, assigned value risk analysis. Knowledge of internal rating rationale, projections and credit recommendations Ability to forecast and prepare Base Case Financial Projections, Potential Downside financial case projections models adjusting recessionary trends, counterparty specific risks and adjustments. Risk Modelling - Base Case Scenario, Recessionary Case Scenario, Risk Models and Projections for income, cash flow for risk rating and judging repayment capacity and risks Ability to weigh macro and company factors for risk analysis and recommendations. Understand Client performance received from customers as well as benchmarking data and publicly available information Knowledge of industry and sectors and impact of macroeconomic environment. Identify timely risk mitigating actions to protect bank and support the customer. Link credit assessment to primary and secondary sources of repayment. Should be flexible in working with Rotational & Night Shifts.

Skills Required

Key Skills

• COMMERCIAL LENDING
• COMERCIAL LOAN SERVICES
• LOAN IQ
• ACBS

Other Information