Job description

Senior Financial Analyst - Credit Analysis Location: Bangalore Job Description: Candidate with minimum 3+ years of work experience within a financial institution (analyzing corporate client's risk, insights and credit) Strong experience into Financial Spreading, Credit Analysis & Corporate Lending Operations Preparation of detailed credit and financial analyses, risk asset reviews including evaluation of corporate, regulatory and industry risk, historical operating performance, projected operating performance and capital structure. Sound knowledge of financials, cash flow, leverage & liquidity analysis, credit quality, assigned value risk analysis, internal rating rationale, projections and credit recommendations Strong knowledge on US GAAP Accounting / International Financial Reporting Standards ((10-K, 10-Q, SEC Filings, Investor Presentation etc.) Ability to understand private and public limited corporation structure, reporting and classification of financial segments and key credit assessment ratios / parameters Strong Knowledge of MS Office Spreadsheet and formulas Strong Ability to handle seasonal peaks and dynamic changes in workflow Knowledge of any one Financial Spreading tools : Moody's Risk Analyst, FIS Optimist, Credit lens or allied spreading tools Flexible to work in night shifts.

Skills Required

Key Skills

• CREDIT ANALYSIS
• CREDIT UNDERWRITING
• CREDIT RATING
• US GAAP

Other Information