Senior Associate/Team Lead – Mortgage Underwriter – Chennai
ChennaiFull Time
CAPACITY
CAPITAL
COLLATERAL
CREDIT
MORTGAGE UNDERWRITING
Job description
Job Title: Senior Associate/Team Lead - Mortgage Underwriter
Location: Chennai
Candidate
Specification& Job Responsibilities:
Candidate must have 2+ years Experience into US Mortgage Documents
including borrower, lender and vendor documents.
Should be aware of 4 C’s (Credit, Collateral, Capacity and
Capital) of Underwriting & able to review, verify, analyze, validate
the documents relating to 4 C’s & perform
necessary calculation.
Must have exposure to the FNMA and FHLMC and FHA/VA guidelines
would be an added advantage. Exposure and knowledge of MI guidelines
Should be able to understand / Analyse the Underwriting Findings and
Conditions.
Review and validate borrower’s employment and personal information from
legal documents.
Review and analyse and validate mortgage documents to ensure the
accuracy and completeness.
Verify accuracy of supporting employment documents, source of down
payment/reserves, appraisal value and property title
commitment received. Calculation of income, assets, liabilities, DTI on
the loan.
Should be able to complete Full review of collateral, income, asset,
& liability / credit review and determine the decision taken by
the Underwriter is correct.
Should be able to review, validate & verify all types of income
documents and calculate income from all sources which include
wage earner, self-employment income, rental income, pension, social
security income etc.
Should be flexible for shifts
Skills Required
Senior Associate/Team Lead – Mortgage Underwriter – Chennai
ITES/BPO/KPO
ITES/BPO/Customer Service
B. COM
Full Time, Permanent
Key Skills
- CAPACITY
- CAPITAL
- COLLATERAL
- CREDIT
- MORTGAGE UNDERWRITING
Other Information
GO/JC/342/2025
Supraja
