BA Payments - Lead

Location: Bengaluru   •   Experience: Mid Level   •   Openings: 1
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Job description

Job Title: BA Payments
Job Location:  Bangalore
Work Model: Work from Office
Shift: EMEA (2PM - 12AM)
Candidate Expectations
Total and Relevant Experience – 5 Years to 11 Years
Candidate Location - Anywhere
Skills – Requirement gathering and BRD/FRD, Gap analysis, User stories
Candidate Industry (Finance - Payments)
Diversity – No
Education and Certification
Qualification:  Any Graduate
Specific Remarks: Distance education not accepted.
Certification: NA
Detailed Job Description
Requirements Gathering & Analysis
·        Collaborate with business stakeholders to elicit, document, and validate requirements for payments, trade finance, and liquidity solutions.
·        Translate complex business needs into functional and technical specifications.
·        Conduct gap analysis between current processes and target state.
·      Payments Domain - Canada payment | Cross-Border Payments| SWIFT, FED, ISO20022
·        Support initiatives in SWIFT messaging, ISO 20022 migration, real-time payments, and cross-border transactions.
·        Document workflows, data mapping, and compliance requirements for payment systems.
·        Assist in testing and validation of payment solutions.
Trade Finance
·        Analyze business processes related to trade finance instruments (letters of credit, guarantees, supply chain finance).
·        Support digitization and automation of trade finance operations.
·        Ensure solutions meet risk management and compliance standards.
Cash Management & Liquidity
·        Gather requirements for corporate cash management, liquidity optimization, and treasury services.
·        Document processes for real-time cash visibility and forecasting.
·        Support implementation of liquidity management tools
Stakeholder Collaboration
·        Act as liaison between business units, technology teams, and external vendors.
·        Facilitate workshops, interviews, and requirement walkthroughs.
·        Ensure alignment of solutions with business goals and regulatory frameworks.
Risk & Compliance
·        Ensure requirements adhere to regulatory frameworks (AML, KYC, PSD2, Basel III).
·        Identify risks in requirements and proactively propose mitigation strategies.
·        Support audit and governance processes with clear documentation.
Key Skills
Requirement gathering and BRD/FRD, Gap analysis, User stories
Other Specific Remarks
Additional Requirements: Proper documents for entire career and PF Form 16 Mandatory